Licensed Medicare Agents Near You in Southern California
Medicare guidance you can trust — year after year. Compare Medicare Advantage, Medigap and Part D plans with a local licensed agent, at no cost to you.
Licensed in 46 states
Offices across Southern California
Se habla español
No cost to you
Speak With a Licensed Agent
Your agent helps you enroll, compare Medicare options, and choose the coverage that best fits your needs.
Answer a few quick questions so a licensed insurance agent can understand your needs and review Medicare plan options available in your area. It takes about 2 minutes.
This is a solicitation for insurance. You may be contacted by a licensed insurance agent.
Your way
Explore Your Medicare Options — Your Way
Choose how you’d like to learn about Medicare. Whether you prefer speaking with a licensed insurance agent, reviewing plans online, or scheduling a call, we’re here to help you understand your options.
Speak With a Licensed Agent
Get guidance from a licensed Boomers Insurance agent over the phone.
Medicare plan changes are subject to eligibility and qualifying enrollment periods. Not all consumers qualify to enroll in or change plans at any time of the year. A licensed insurance agent can help determine eligibility based on the consumer’s situation.
Medicare basics
Medicare vs Medicare Advantage vs Medigap: what’s the difference?
Original Medicare is Part A (hospital) and Part B (medical) from the federal government. A Medicare Advantage plan (Part C) gives you your Part A and Part B coverage through a private company that contracts with Medicare, usually with drug coverage included. A Medigap policy (Medicare Supplement) works alongside Original Medicare and helps pay the costs Original Medicare leaves to you.
Original Medicare
Who runs it
The federal government
Doctor choice
Any provider in the US that accepts Medicare
Drug coverage
Not included; add a Part D plan
Extra benefits
Routine dental, vision and hearing generally not covered
Out-of-pocket costs
Deductibles and coinsurance, with no yearly limit on what you pay
Medicare Advantage (Part C)
Who runs it
Private companies that contract with Medicare
Doctor choice
HMOs generally need in-network providers and referrals; PPOs allow out-of-network care at a higher cost
Drug coverage
Usually included
Extra benefits
Many plans include some dental, vision and hearing benefits; they vary by plan
Out-of-pocket costs
Copays or coinsurance up to the plan’s yearly out-of-pocket maximum
Medigap (Medicare Supplement)
Who runs it
Private insurers; it works with Original Medicare
Doctor choice
Same as Original Medicare
Drug coverage
Not included; add a Part D plan
Extra benefits
Not included; stand-alone dental or vision insurance can be bought
Out-of-pocket costs
The policy helps pay deductibles and coinsurance, depending on the plan
How Original Medicare, Medicare Advantage and Medigap compare
Feature
Original Medicare
Medicare Advantage (Part C)
Medigap (Medicare Supplement)
Who runs it
The federal government
Private companies that contract with Medicare
Private insurers; it works with Original Medicare
Doctor choice
Any provider in the US that accepts Medicare
HMOs generally need in-network providers and referrals; PPOs allow out-of-network care at a higher cost
Same as Original Medicare
Drug coverage
Not included; add a Part D plan
Usually included
Not included; add a Part D plan
Extra benefits
Routine dental, vision and hearing generally not covered
Many plans include some dental, vision and hearing benefits; they vary by plan
Not included; stand-alone dental or vision insurance can be bought
Out-of-pocket costs
Deductibles and coinsurance, with no yearly limit on what you pay
Copays or coinsurance up to the plan’s yearly out-of-pocket maximum
The policy helps pay deductibles and coinsurance, depending on the plan
The table is a general guide. Costs and benefits differ from plan to plan, so compare the actual plans offered where you live.
Medigap vs Medicare Advantage: which one fits you?
A Medigap policy keeps Original Medicare and any doctor in the United States who accepts it, helps pay Original Medicare’s deductibles and coinsurance, and pairs with a separate Part D plan. A Medicare Advantage plan puts hospital, medical and usually drug coverage in one plan with a provider network, a yearly out-of-pocket maximum and often some dental, vision or hearing benefits. You cannot have both at the same time. Which one fits you depends on your doctors, your prescriptions and how you prefer to pay; a licensed agent can compare the plans offered in your county with you.
Plain-language guides to Medicare’s enrollment dates and rules, checked against official Medicare and California sources. Annual Enrollment runs October 15 – December 7, 2026.
Medicare and VA benefits are separate programs, and generally they can’t pay for the same care, so you choose which one to use each time. Here’s how veterans can decide on Part A and Part B, how VA drug coverage affects Part D, what TRICARE For Life requires, and what to do before 65.
Medigap works with Original Medicare and lets you see any doctor in the US who accepts Medicare. Medicare Advantage bundles your coverage into one plan, usually with a network. Here’s how costs, drugs, travel and switching rules compare.
Medicare’s Annual Enrollment Period — also called Open Enrollment — runs from October 15 to December 7, 2026. It’s your yearly chance to review your Medicare health and drug coverage and make changes for 2027.
Your first chance to sign up for Medicare is a 7-month window around your 65th birthday. Here’s how that window works, the choices you’ll make, and the deadlines that can affect what you pay.
Boomers Insurance Services is a Medicare agency based in Downey, with licensed agents across Los Angeles, Orange, Riverside and San Bernardino counties, and agents who also serve San Diego and the Bay Area. Meet a licensed Medicare agent at one of our offices, by phone, by video, or at your home. Many of our agents speak Spanish, and we hold Medicare 101 workshops in person every month.
Pick your county to see the licensed Medicare agents near you.
Short answers from licensed agents. For the full list, see the Medicare FAQs, or call 1-800-815-1943 (TTY 711).
How do I find a licensed Medicare agent near me?
Use Find an Agent to search by city, county or language, or browse the Medicare agents in your county. Every Boomers agent is licensed in California and appointed with the plans they offer.
You can also walk into one of our offices, including the Downey headquarters, or call 1-800-815-1943 (TTY 711), Monday to Friday, 9 AM to 5 PM Pacific.
What does Medicare cover?
Original Medicare has two parts. Part A covers hospital stays, skilled nursing care and hospice. Part B covers doctor visits, outpatient care, preventive services and medical equipment.
Prescription drugs come through a Part D plan or a Medicare Advantage plan that includes drug coverage. Routine dental, vision and hearing are generally not covered by Original Medicare; some Medicare Advantage plans include them.
What is the difference between Medicare Advantage and Medigap?
A Medicare Advantage plan (Part C) replaces how you receive your Part A and Part B benefits: a private company that contracts with Medicare delivers them, usually with drug coverage and a provider network.
A Medigap policy (Medicare Supplement) works alongside Original Medicare and helps pay the deductibles and coinsurance Original Medicare leaves to you. You keep any provider in the United States that accepts Medicare. You cannot have both at the same time.
Does it cost anything to work with a Boomers agent?
No. There is no cost to you for a licensed agent’s help; agents are paid by the plan you enroll in. An agent can only enroll you in the plans they are appointed with.
We do not offer every plan available in your area. For information on all of your options, contact Medicare.gov, 1-800-MEDICARE or your local State Health Insurance Assistance Program.
Can I get help with Medicare in Spanish?
Yes. Many of our agents speak Spanish, and some speak Vietnamese or Chinese. Filter Find an Agent by language, or ask for a Spanish-speaking agent when you call.
Our Spanish-language Medicare guide, Información en español, explains enrollment dates and rules for California.