Boomers Insurance Services
Medicare guidance you can trust — year after year. Compare Medicare Advantage, Medigap and Part D plans with a local licensed agent, at no cost to you.
Your agent helps you enroll, compare Medicare options, and choose the coverage that best fits your needs.
Call 1-800-815-1943TTY 711 · Monday – Friday, 9 AM – 5 PM PT
Answer a few quick questions so a licensed insurance agent can understand your needs and review Medicare plan options available in your area. It takes about 2 minutes.
Start Medicare IntakeThis is a solicitation for insurance. You may be contacted by a licensed insurance agent.
Your way
Choose how you’d like to learn about Medicare. Whether you prefer speaking with a licensed insurance agent, reviewing plans online, or scheduling a call, we’re here to help you understand your options.
Get guidance from a licensed Boomers Insurance agent over the phone.
Monday – Friday, 9 AM – 5 PM PT · TTY 711
Explore Medicare plan options available in your area, including coverage for doctors, prescriptions, and additional benefits.
Results are based on available plans in your area.
Book a time to speak with a licensed insurance agent at your convenience.
Medicare plan changes are subject to eligibility and qualifying enrollment periods. Not all consumers qualify to enroll in or change plans at any time of the year. A licensed insurance agent can help determine eligibility based on the consumer’s situation.
A licensed agent walks you through your options, in English or Spanish.
How it works
There is no cost for an agent’s help, and no pressure to decide on the first call.
Your doctors, your prescriptions, your budget and how you prefer to get care. By phone, online or at an office.
A licensed agent reviews the Medicare Advantage, Medigap and Part D plans offered where you live and explains the differences in plain language.
Your agent helps you enroll and stays your contact year after year: new cards, plan changes, questions about a bill.
Medicare basics
Original Medicare is Part A (hospital) and Part B (medical) from the federal government. A Medicare Advantage plan (Part C) gives you your Part A and Part B coverage through a private company that contracts with Medicare, usually with drug coverage included. A Medigap policy (Medicare Supplement) works alongside Original Medicare and helps pay the costs Original Medicare leaves to you.
Hospital Insurance
Inpatient hospital stays, skilled nursing facility care, hospice and some home health care.
Medical Insurance
Doctor visits, outpatient care, preventive services and durable medical equipment.
Medicare Advantage
Part A and Part B through a private plan that contracts with Medicare; most plans include drug coverage.
Drug coverage
Prescription drug coverage from a private plan, added to Original Medicare.
Medicare Supplement Insurance
Sold by private companies; helps pay some of the costs Original Medicare leaves to you, such as deductibles and coinsurance.
Option 1
Keep Part A and Part B from the federal government and add what you need.
Option 2
One plan from a private company that contracts with Medicare.
Included in one plan
| Feature | Original Medicare | Medicare Advantage (Part C) | Medigap (Medicare Supplement) |
|---|---|---|---|
| Who runs it | The federal government | Private companies that contract with Medicare | Private insurers; it works with Original Medicare |
| Doctor choice | Any provider in the US that accepts Medicare | HMOs generally need in-network providers and referrals; PPOs allow out-of-network care at a higher cost | Same as Original Medicare |
| Drug coverage | Not included; add a Part D plan | Usually included | Not included; add a Part D plan |
| Extra benefits | Routine dental, vision and hearing generally not covered | Many plans include some dental, vision and hearing benefits; they vary by plan | Not included; stand-alone dental or vision insurance can be bought |
| Out-of-pocket costs | Deductibles and coinsurance, with no yearly limit on what you pay | Copays or coinsurance up to the plan’s yearly out-of-pocket maximum | The policy helps pay deductibles and coinsurance, depending on the plan |
The table is a general guide. Costs and benefits differ from plan to plan, so compare the actual plans offered where you live.
A Medigap policy keeps Original Medicare and any doctor in the United States who accepts it, helps pay Original Medicare’s deductibles and coinsurance, and pairs with a separate Part D plan. A Medicare Advantage plan puts hospital, medical and usually drug coverage in one plan with a provider network, a yearly out-of-pocket maximum and often some dental, vision or hearing benefits. You cannot have both at the same time. Which one fits you depends on your doctors, your prescriptions and how you prefer to pay; a licensed agent can compare the plans offered in your county with you.
Enrollment periods
Medicare has set windows for joining and changing plans. The dates are the same every year; outside them you need a Special Enrollment Period.
Annual Enrollment Period
October 15 – December 7 · Everyone with Medicare
Join, switch or drop a Medicare Advantage or Part D plan. Changes start January 1.
Medicare Advantage Open Enrollment Period
January 1 – March 31 · People already in a Medicare Advantage Plan
One change: switch to another Medicare Advantage Plan, or go back to Original Medicare and add a Part D plan.
General Enrollment Period
January 1 – March 31 · People who did not sign up when first eligible
Sign up for Part A and/or Part B. Coverage starts the month after you sign up; a late enrollment penalty may apply.
Initial Enrollment Period
Starts 3 months before the month you turn 65 and ends 3 months after it. Sign up before your birthday month and coverage usually starts the month you turn 65. If you have coverage from a job, you may be able to delay Part B without a penalty.
Special Enrollment Periods
Each one has its own rules and deadline. A licensed agent can check whether one applies to you.
Medicare guides
Plain-language guides to Medicare’s enrollment dates and rules, checked against official Medicare and California sources. Annual Enrollment runs October 15 – December 7, 2026.
Medicare Blogs
How much Medicare costs depends on which parts you have. In 2026 the standard Part B premium is $202.90 a month and the Part A hospital deductible is $1,736. CMS has not yet announced the 2027 Part A and Part B amounts, while the 2027 Part D cap and a few other figures are confirmed. Here is your Me
10 min read
Does Medicare pay for hearing aids? Not under Original Medicare: it doesn’t cover hearing aids or the exams to fit them, so you pay the full cost. Part B does cover diagnostic hearing and balance exams. Many Medicare Advantage plans add a hearing benefit, and over-the-counter hearing aids, Medi-Cal
8 min read
Got a letter about your Medicare Advantage plan ending on December 31, 2026? You need to choose new coverage. You can pick a plan during the Annual Enrollment Period through December 7, 2026, or in a Special Enrollment Period that runs December 8, 2026 to February 28, 2027. If you do nothing, you go
10 min read
Medicare and VA benefits are separate programs, and generally they can’t pay for the same care, so you choose which one to use each time. Here’s how veterans can decide on Part A and Part B, how VA drug coverage affects Part D, what TRICARE For Life requires, and what to do before 65.
8 min read
Local help
Boomers Insurance Services is a Medicare agency based in Downey, with licensed agents across Los Angeles, Orange, Riverside and San Bernardino counties, and agents who also serve San Diego and the Bay Area. Meet a licensed Medicare agent at one of our offices, by phone, by video, or at your home. Many of our agents speak Spanish, and we hold Medicare 101 workshops in person every month.
10 offices
in California, Nevada and Texas
109 licensed agents
listed on our site
5 languages
spoken by our agents
16 counties
with a local agent
Pick your county to see the licensed Medicare agents near you.
Headquarters
Boomers Insurance Services
8408 Florence Ave, Downey, CA 90240
(562) 904-9209 · 1-800-815-1943 (TTY 711)
Monday – Friday, 9 AM – 5 PM PT · Walk-ins welcome
Directions and the Downey office pageFAQ
Short answers from licensed agents. For the full list, see the Medicare FAQs, or call 1-800-815-1943 (TTY 711).
Use Find an Agent to search by city, county or language, or browse the Medicare agents in your county. Every Boomers agent is licensed in California and appointed with the plans they offer.
You can also walk into one of our offices, including the Downey headquarters, or call 1-800-815-1943 (TTY 711), Monday to Friday, 9 AM to 5 PM Pacific.
Original Medicare has two parts. Part A covers hospital stays, skilled nursing care and hospice. Part B covers doctor visits, outpatient care, preventive services and medical equipment.
Prescription drugs come through a Part D plan or a Medicare Advantage plan that includes drug coverage. Routine dental, vision and hearing are generally not covered by Original Medicare; some Medicare Advantage plans include them.
A Medicare Advantage plan (Part C) replaces how you receive your Part A and Part B benefits: a private company that contracts with Medicare delivers them, usually with drug coverage and a provider network.
A Medigap policy (Medicare Supplement) works alongside Original Medicare and helps pay the deductibles and coinsurance Original Medicare leaves to you. You keep any provider in the United States that accepts Medicare. You cannot have both at the same time.
No. There is no cost to you for a licensed agent’s help; agents are paid by the plan you enroll in. An agent can only enroll you in the plans they are appointed with.
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all your options.
Yes. Many of our agents speak Spanish, and some speak Vietnamese or Chinese. Filter Find an Agent by language, or ask for a Spanish-speaking agent when you call.
Our Spanish-language Medicare guide, Información en español, explains enrollment dates and rules for California.
Get in Touch
Speak to a Licensed Agent Today
Answer a few general questions about your coverage needs, doctors, and prescriptions.
Review Medicare plan options available in your area with a licensed insurance agent.
Understand plan costs, coverage, and available benefits.
Receive guidance at no cost from a licensed insurance agent.
No obligation to enroll. You can review your options and decide what works for you.
BOOMERS INSURANCE SERVICES
National Producer ID: #13980000
8408 Florence Ave, Downey, CA 90240
1-800-815-1943 (TTY: 711)
Licensed in 46 States
LINKS
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Boomers is always looking for licensed agents.
Learn More about joining Boomers as an agentThis website contains information about and access to insurance plans for Medicare beneficiaries, individuals soon eligible for Medicare and those advising on behalf of Medicare beneficiaries. It is operated by Boomers Insurance Services, a licensed health insurance agency certified to sell Medicare products. Boomers Insurance Services, is not endorsed by the Centers for Medicare & Medicaid Services (CMS), the Department of Health and Human Services (DHHS), or any other government agency.
Boomers Insurance Services, is a licensed and certified representative of Medicare Advantage HMO, POS, PPO and PFFS organizations and a stand-alone prescription drug plans with a Medicare contract. Enrollment in any plan depends on contract renewal. This is not a complete list of plans available in your service area. For a complete listing, please contact 1-800-MEDICARE (1-800-633-4227), 24 hours a day, 7 days a week or visit www.Medicare.gov. You must continue to pay your Medicare Part B premium. This information is not a complete description of benefits. Contact the plan for more information. Limitations, copayments and restrictions may apply. Benefits, premiums and/or member cost-share may change on January 1 of each year.
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all your options. Plans are insured or covered by a Medicare Advantage (HMO, PPO and PFFS) organization with a Medicare contract and/or a Medicare approved Part D sponsor. Enrollment in the plan depends on the plan’s contract renewal with Medicare.
Medicare Supplement plans are not connected with or endorsed by the U.S. Government or the federal Medicare program.
The purpose of this communication is the solicitation of insurance. Contact will be made by an insurance agent/producer or insurance company.
This information is available for free in other languages. Please contact a licensed Boomers sales agent at 1-800-815-1943 (TTY: 711). Esta información está disponible gratuitamente en otros idiomas. Póngase en contacto con un agente de ventas certificado de Boomers al 1-800-815-1943 (TTY: 711). 本資訊也有其他語言的免費版本可供選擇。請撥1-800-815-1943（聽障專線：711）與持照 Boomers 銷售代理聯絡。Boomers Insurance Services complies with applicable Federal civil rights laws and does not discriminate on the basis of race, color, national origin, age, disability, or sex.
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