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Karen Preston, licensed Medicare agent Licensed agent

Licensed Medicare Agent

Karen Preston

Your local Medicare agent in Torrance, CA — free, no-obligation help choosing your Medicare coverage.

Torrance, CA NPN 16982864
(310) 200-5116

This is a solicitation for insurance. You may be contacted by a licensed insurance agent.

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Cost to meet with an agent

Meet Karen

About Karen Preston

Karen Preston is a licensed Medicare agent in Torrance, CA, serving Los Angeles County, with Surf and Sand (Karen Preston). Karen is licensed in California and is contracted with 8 insurance companies.

Karen Preston is an independent Medicare agent and the owner of Surf and Sand Agency, based in Torrance, California. Serving Redondo Beach, Los Angeles County, and the surrounding South Bay communities, Karen provides personalized service to help individuals understand their healthcare options and make well-informed decisions. As an independent agency owner, Karen takes time to get to know each person and understand their unique needs. Whether someone is turning 65, new to Medicare, or reviewing their existing coverage during the Annual Enrollment Period, she offers straightforward, one-on-one guidance designed to make Medicare simpler. She assists clients with Original Medicare, Medicare Advantage, Medicare Supplement options, and Part D prescription drug plans, striving to remain a trusted resource before, during, and after enrollment. You are welcome to call her directly or book a time on her calendar to discuss your Medicare needs.

Karen can help you with

  • Understanding Original Medicare, Medicare Advantage and Medicare Supplement
  • Turning 65 or new to Medicare: what to do and when
  • Reviewing your coverage during the Annual Enrollment Period (Oct 15 – Dec 7)
  • Prescription drug (Part D) questions
  • Extra Help and Medi-Cal with Medicare

Areas Karen serves

Carriers

Insurance companies Karen is contracted with

Plan availability varies by area. Karen can tell you which plans are offered where you live.

  • Aetna logoAetna
  • Anthem logoAnthem
  • Blue Shield logoBlue Shield
  • Humana logoHumana
  • SCAN logoSCAN
  • UCLA logoUCLA
  • United Healthcare logoUnited Healthcare
  • WellCare logoWellCare

Talk to me

Ask Karen to call you

Leave your details and Karen will get back to you. No cost, no obligation.

(310) 200-5116

By sending this request, I agree that a licensed insurance agent from Boomers Insurance Services may contact me by phone call, text message or email, using the phone number and email I provided, to answer my questions and share information about Medicare Advantage, Medicare Supplement, Prescription Drug and Special Needs plans. My consent is not a condition of purchase. Message and data rates may apply; reply STOP to opt out of texts.

Questions

Questions about Karen, your Medicare agent in Torrance, CA

Is Karen Preston a licensed Medicare agent?

Yes. Karen Preston is a licensed insurance agent with Surf and Sand (Karen Preston), National Producer Number (NPN) 16982864, licensed in California. You can look up any agent's licence by NPN with your state's department of insurance.

Which areas does Karen serve?

Karen works with people in and around Torrance, CA and across Los Angeles County, and can help anyone who lives in California. Appointments can be in person, by phone or online.

Which insurance companies is Karen contracted with?

Karen is contracted with 8 insurance companies: Aetna, Anthem, Blue Shield, Humana, SCAN, UCLA, United Healthcare and WellCare. Plans and availability vary by area. Boomers Insurance Services does not offer every plan available in your area. For all of your options, contact Medicare.gov or 1-800-MEDICARE (TTY 1-877-486-2048).

What can Karen help me with?

Understanding Original Medicare (Parts A and B), Medicare Advantage (Part C), Medicare Supplement (Medigap) and Part D prescription drug plans; what to do when you turn 65; reviewing your coverage each year; and questions about Extra Help and Medicaid.

Does it cost anything to meet with Karen?

There is no fee to meet with Karen, and no obligation to enroll in a plan.

How do I make an appointment with Karen?

You can call Karen at (310) 200-5116, or leave your name and number in the call-back form and Karen will contact you.

I am turning 65. When should I talk to Karen?

Your Initial Enrollment Period is seven months long: it starts three months before the month you turn 65, includes your birthday month, and ends three months after. Talking to Karen a few months before you turn 65 gives you time to understand your choices.

Can Karen help me during the Annual Enrollment Period?

Yes. Each year from October 15 to December 7 you can change Medicare Advantage and Part D plans, with new coverage starting January 1. From January 1 to March 31, people already in a Medicare Advantage plan can make one change. Karen can review your current coverage with you.

Does Karen hold Medicare workshops?

Karen has no workshop scheduled right now. You can see every upcoming Boomers Medicare workshop on our Events page, or book a one-on-one time with Karen.

What should I bring to my appointment with Karen?

Your red, white and blue Medicare card (or your Social Security letter if you are new to Medicare), a list of your doctors and pharmacies, and a list of the medicines you take with their doses.

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What to Expect When You Call

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Answer a few general questions about your coverage needs, doctors, and prescriptions.

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Review Medicare plan options available in your area with a licensed insurance agent.

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Understand plan costs, coverage, and available benefits.

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Receive guidance at no cost from a licensed insurance agent.

No obligation to enroll. You can review your options and decide what works for you.