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Sepia Smith, licensed Medicare agent Licensed agent

Licensed Medicare Agent

Sepia Smith

Your local Medicare agent in Oakley, CA — free, no-obligation help choosing your Medicare coverage.

Oakley, CA English NPN 12125742
(925) 727-8111

This is a solicitation for insurance. You may be contacted by a licensed insurance agent.

7

States licensed

8

Insurance carriers

1

Language

$0

Cost to meet with an agent

Meet Sepia

About Sepia Smith

Sepia Smith is a licensed Medicare agent in Oakley, CA, serving Contra Costa County, with Baypoint Inc.. Sepia is licensed in 7 states and is contracted with 8 insurance companies.

Welcome! My name is Sepia Smith, and I am an active licensed insurance producer with Baypoint Inc., based in Oakley, California. As a dedicated Medicare agent serving Contra Costa County and clients across multiple states, my focus is on making your healthcare decisions straightforward and manageable. Whether you are turning 65, reviewing your coverage during the Annual Enrollment Period, or exploring Original Medicare, I am here to support you. I help clients understand their choices and select coverage that aligns with their personal needs. I specialize in Medicare Advantage, Medicare Supplement, and Part D prescription drug plans. Finding the right healthcare path is an important decision, and I look forward to connecting and assisting you every step of the way as you review your plan options. You are welcome to book a time on my calendar or call directly to speak with me.

Sepia can help you with

  • Understanding Original Medicare, Medicare Advantage and Medicare Supplement
  • Turning 65 or new to Medicare: what to do and when
  • Reviewing your coverage during the Annual Enrollment Period (Oct 15 – Dec 7)
  • Prescription drug (Part D) questions
  • Extra Help and Medi-Cal with Medicare

Areas Sepia serves

Carriers

Insurance companies Sepia is contracted with

Plan availability varies by area. Sepia can tell you which plans are offered where you live.

  • Aetna logoAetna
  • Central Health logoCentral Health
  • Humana logoHumana
  • Imperial Health logoImperial Health
  • Molina logoMolina
  • SCAN logoSCAN
  • United Healthcare logoUnited Healthcare
  • WellCare logoWellCare

Talk to me

Ask Sepia to call you

Leave your details and Sepia will get back to you. No cost, no obligation.

(925) 727-8111

By sending this request, I agree that a licensed insurance agent from Boomers Insurance Services may contact me by phone call, text message or email, using the phone number and email I provided, to answer my questions and share information about Medicare Advantage, Medicare Supplement, Prescription Drug and Special Needs plans. My consent is not a condition of purchase. Message and data rates may apply; reply STOP to opt out of texts.

Questions

Questions about Sepia, your Medicare agent in Oakley, CA

Is Sepia Smith a licensed Medicare agent?

Yes. Sepia Smith is a licensed insurance agent with Baypoint Inc., National Producer Number (NPN) 12125742, licensed in California, Arizona, Georgia, Nevada, North Carolina, Tennessee and Texas. You can look up any agent's licence by NPN with your state's department of insurance.

Which areas does Sepia serve?

Sepia works with people in and around Oakley, CA and across Contra Costa County, and can help anyone who lives in California, Arizona, Georgia, Nevada, North Carolina, Tennessee and Texas. Appointments can be in person, by phone or online.

What languages does Sepia speak?

Sepia speaks English.

Which insurance companies is Sepia contracted with?

Sepia is contracted with 8 insurance companies: Aetna, Central Health, Humana, Imperial Health, Molina, SCAN, United Healthcare and WellCare. Plans and availability vary by area. Boomers Insurance Services does not offer every plan available in your area. For all of your options, contact Medicare.gov or 1-800-MEDICARE (TTY 1-877-486-2048).

What can Sepia help me with?

Understanding Original Medicare (Parts A and B), Medicare Advantage (Part C), Medicare Supplement (Medigap) and Part D prescription drug plans; what to do when you turn 65; reviewing your coverage each year; and questions about Extra Help and Medicaid.

Does it cost anything to meet with Sepia?

There is no fee to meet with Sepia, and no obligation to enroll in a plan.

How do I make an appointment with Sepia?

You can call Sepia at (925) 727-8111, or leave your name and number in the call-back form and Sepia will contact you.

I am turning 65. When should I talk to Sepia?

Your Initial Enrollment Period is seven months long: it starts three months before the month you turn 65, includes your birthday month, and ends three months after. Talking to Sepia a few months before you turn 65 gives you time to understand your choices.

Can Sepia help me during the Annual Enrollment Period?

Yes. Each year from October 15 to December 7 you can change Medicare Advantage and Part D plans, with new coverage starting January 1. From January 1 to March 31, people already in a Medicare Advantage plan can make one change. Sepia can review your current coverage with you.

Does Sepia hold Medicare workshops?

Sepia has no workshop scheduled right now. You can see every upcoming Boomers Medicare workshop on our Events page, or book a one-on-one time with Sepia.

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What to Expect When You Call

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Answer a few general questions about your coverage needs, doctors, and prescriptions.

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Review Medicare plan options available in your area with a licensed insurance agent.

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Understand plan costs, coverage, and available benefits.

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Receive guidance at no cost from a licensed insurance agent.

No obligation to enroll. You can review your options and decide what works for you.